BRYAN CAPLAN
May 7, 2013
Keynesian Bets: What's Out There
May 6, 2013
Keynesian Bets Bleg
May 6, 2013
The Pyramid of Macroeconomic Insight and Virtue
May 2, 2013
A Natalist Provision
May 1, 2013
I Was a Teenage Misanthrope
DAVID HENDERSON
May 5, 2013
John Thacker on Vaccinations and the Sequester
May 3, 2013
Chef Rudy's Virtues Project
May 2, 2013
My take on Reinhart and Rogoff
May 1, 2013
Medicare Kills a Program


The main factor here is Tenant injury to the Contracting party. The Individual's right to Privacy is limited from any attempt to gain personal betterment at the cost of loss to Another.
Posner's insurance issue is another thing altogether. The entire theory of Insurance is to take a General Pool, in which major factors can impose substantial costs, and spread the risk among all Participants. Do Insurers have the moral right to exclude Individuals from Risk-spreading because they have been proven to be a higher Risk than normal?
The Legal Right alters from the moral right, if all Insured (Risk-spreaders) face acturial Costs higher than statistical average, due to the addition of the higher-than-normal Risks. A difficult question. lgl