Marc Andreessen is the least depressing person I've heard in a long time. Listen to the whole thing.
He is ready to throw the whole legacy banking system under the bus, and instead go full speed with online banking. I'm not saying it's the right solution, but I think it does illustrate that the future economy is not going to be some rewind back to 2006. It is going to have new industries and new technologies. In spite of all of the efforts that government makes to bring back the housing bubble, the financial sector, the auto industry, and other sectors that the capitalist system is trying to shrink.