ARNOLD KLING
August 14, 2011
The Top Political Contributors
August 11, 2011
Gender and the New Commanding Heights
August 11, 2011
Jamie Galbraith Makes an Assumption
August 11, 2011
Macroeconometrics: The Science of Hubris
August 10, 2011
Real and Nominal Bond Yields
BRYAN CAPLAN
August 14, 2011
The Effect of Thumb Sucking on Income
August 12, 2011
The Voice of Cold, Hard Truth to All Would-Be Educators
August 12, 2011
Ability, Morality, and Prosperity: A Paper and a Report
August 11, 2011
The Theory of Time and Frittering
August 10, 2011
Male Variance and the Remnants of the Gender Gap
DAVID HENDERSON
August 9, 2011
Hayek in "Unbroken", Part Two
August 8, 2011
Hayek in "Unbroken"
August 5, 2011
James Bovard on the Peace Corps
August 4, 2011
Summers Way Off on FDR and 1941
August 3, 2011
The "Amazon" Tax


I keep hearing that many employers are dropping their health insurance and many others are raising the deductibles. Also judging from people I know that when people buy their own insurance they opt for high deductibles. So aren't these likely to slow the rise in medical spending lessening the problem?
I do not think employers would have take on health insurance if it was 17% of the economy when they started down this road. Spending 17% of the USA economy needs the attention of most all users with their individual cases and demands. Delegating it to employees when it was 4% of the economy made more sense.
Is all of this just a needed adjustment?
"Feckless would be one step better than counterproductive."
Well, he has to have his reforms price-control health insurance to keep its cost from going up as his reform reduces its price.
Obama is working hard at making Jimmy Carter look like Bismark in comparison, both in policy substance and at the polls (as Charlie Cook points out.)